Interest Rate

Interest Rate
  1. Loan Rate of Interest

    As on 01/05/2019

    Sr.No. Particular Rate of Interest Picture
    1 Housing Loan 14% e.g.House
    2 Education Loan-Secured – Unsecured 14% – 15%
    3 Vehicle Loan ( Atmanirbhar ) 12%
    4 Hypothecation Loan- ( Cash credit ) 13% ( Except contractor and real estate )
    5 Term Loan 12% ( Except contractor and real estate )
    6 Builders & Contractors Loan 16% and 15.50%
    7 Personal / Clean Loan ( For Education Fee , Marriage and Medical Reason’s ) 15.50%
    8 Personal / Household product loan ( Other than Above Reason ) 18%
    9 Deposit Against Loan(Advance Against FD/RD, Overdraft against FD) Extra 1% of FD ROI
    10 Deposit Against Loan(Advance Against FD/RD, Overdraft against FD) on Third party FD Extra 1% of FD ROI
    11 Gold Loan EMI                                                Gold Loan ( Bullet ) 13%                                  10%
    12 Pigmi Loan 11%
    13 Group Clean Loan 15.50%
  2. Deposit Rate of Interest

    As on 1/1/2022

    Particulars Regular ROI Sr.Citizen ROI
    30 to 180 Days 2.90% 3.40%
    181 to 364 Days 5.25% 5.75%
    1 Year to 1 days less than 25 months 6.75% 7.25%
    25 Months 7.25% 7.50%
    25 Months 1 Days to 36 months 7% 7.25%
    36 Months 1 Days to 5 Year 6.75% 7%
    Above 5 Year 6% 6.50%

    Savings Account ROI      –   3 %