Interest Rate

Interest Rate
  1. Loan Rate of Interest

    As on 01/05/2019

    Sr.No. Particular Rate of Interest Picture
    1 Housing Loan 14% e.g.House
    2 Education Loan-Secured – Unsecured 14% – 15%  
    3 Vehicle Loan ( Atmanirbhar ) 12%  
    4 Hypothecation Loan- ( Cash credit ) 13% ( Except contractor and real estate )  
    5 Term Loan 12% ( Except contractor and real estate )  
    6 Builders & Contractors Loan 16% and 15.50%  
    7 Personal / Clean Loan ( For Education Fee , Marriage and Medical Reason’s ) 15.50%  
    8 Personal / Household product loan ( Other than Above Reason ) 18%  
    9 Deposit Against Loan(Advance Against FD/RD, Overdraft against FD) Extra 1% of FD ROI  
    10 Deposit Against Loan(Advance Against FD/RD, Overdraft against FD) on Third party FD Extra 1% of FD ROI  
    11 Gold Loan EMI                                                Gold Loan ( Bullet ) 13%                                  10%  
    12 Pigmi Loan 11%  
    13 Group Clean Loan 15.50%  
  2. Deposit Rate of Interest

    As on 23/02/2023

    Particulars Regular ROI Sr.Citizen / Bulk Deposit Above 15 Laks ROI
    30 to 180 Days 3% 3.50%
    181 to 364 Days 5.25% 5.75%
    1 Year to less than 2 Years 6.80% 7.30%
    2 Year to 3 Years 7% 7.50%
    Above 3 Year 6.50% 7%

    Savings Account ROI      –   3 %