Interest Rate

  1. Loan Rate of Interest

    As on 01/05/2019

    Sr.No. Particular Rate of Interest Picture
    1 Housing Loan 14% e.g.House
    2 Education Loan-Secured – Unsecured 14% – 15%
    3 Vehicle Loan 14%
    4 Hypothecation / Term Loan- Upto 50 lac Rs  –  Above 50 lac Rs 15% – 14%
    5 Builders & Contractors Loan 16% and 15.50%
    6 Personal / Clean Loan ( For Education Fee , Marriage and Medical Reason’s ) 15.50%
    7 Personal / Household product loan ( Other than Above Reason ) 18%
    8 Deposit Against Loan(Advance Against FD/RD, Overdraft against FD) Additional 2% on Deposit Rate
    9 Deposit Against Loan(Advance Against FD/RD, Overdraft against FD) on Third party FD Additional 2.50% on Deposit Rate
    10 Gold (Mortgage )Loan 14%
    11 Pigmi Loan 11%
    12 Group Clean Loan 15.50%
    13 Group Vehicle Loan 13.25%
  2. Deposit Rate of Interest

    As on 15/11/2017

     

    Particulars Regular ROI Sr.Citizen ROI
    30 Days to 180 Days 4.50% 5.00%
    181 Days to 364 Days 5.50% 6.00%
    1 Year 8.50% 9.00%
    1 Year & 1 day above 7.50% 8.00%
    Damduppat (Double) 112 Months 106 Months

     

    Savings Account ROI      Upto 1 lac    4%

    Above 1 lac  4.50%

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