Interest Rate

Loan Interest Rate As on 18/08/2021

Sr.No. Particular Rate of Interest Picture
1 Housing Loan 14% e.g.House
2 Education Loan-Secured – Unsecured 14% – 15%  
3 Vehicle Loan ( Atmanirbhar ) 12%  
4 Hypothecation Loan- ( Cash credit ) 13% ( Except contractor and real estate )  
5 Term Loan 12% ( Except contractor and real estate )  
6 Builders & Contractors Loan 16% and 15.50%  
7 Personal / Clean Loan ( For Education Fee , Marriage and Medical Reason’s ) 15.50%  
8 Personal / Household product loan ( Other than Above Reason ) 18%  
9 Deposit Against Loan(Advance Against FD/RD, Overdraft against FD) Extra 1% of FD ROI  
10 Deposit Against Loan(Advance Against FD/RD, Overdraft against FD) on Third party FD Extra 1% of FD ROI  
11 Gold Loan EMI                                                Gold Loan ( Bullet ) 13%                                  10%  
12 Pigmi Loan 11%  
13 Group Clean Loan 15.50%  

Deposit Rate of Interest

As on 12/04/2023

Particulars Regular ROI Sr.Citizen / Bulk Deposit Above 15 Laks ROI
30 to 180 Days 3% 3.50%
181 to 364 Days 5.25% 5.75%
1 Year 7% 7.50%
Above 1 Year 6.80% 7.30%

Savings Account ROI      –  3 %